100% risk-free recruitment funding. Protect your cashflow. Fund your growth
Flexible invoice factoring designed for recruitment agencies.
Recruitment agencies often face cashflow gaps—especially when placing temps or contractors. RFS Protect offers fast, flexible funding with full bad debt protection, advancing your invoices and managing credit control so you can focus on growing your business.
What is RFS Protect?
RFS Protect is our flagship fully-managed invoice factoring solution, tailored for recruitment agencies. It gives you fast access to the cash tied up in invoices—while removing the financial risk of non-payment.
We fund your invoices, manage credit control, and protect you against bad debts, delivering 100% risk-free funding for your temporary and contract placements.
What are the benefits ofRFS Protect?
-
100% risk-free recruitment funding
We don’t just advance your invoices - we protect them. If your client doesn’t pay, we do the chasing. You keep your funding. No clawbacks. No worries. -
Instant access to cashflow
We release up to 100% of your invoice value within 24 hours, so you can cover payroll, pay suppliers, and invest in your growth. -
Complete credit control service
We manage the full collections process on your behalf, maintaining professionalism and preserving your client relationships. -
Tailored to recruiters
RFS Protect is built specifically for the recruitment sector, with workflows and tech that fit your agency—not the other way around.
Key features
01
100% risk-free funding
RFS provides truly risk-free recruitment funding—advancing cash for your weekly payroll with full protection against client non-payment. Simple, flexible, and built for recruiters.
02
No personal guarantees
We don’t require personal guarantees, long tie-ins, or minimum trading levels. Our service is flexible, transparent, and easy to use—giving recruiters a plug-and-play funding model with fair pricing and no surprises.
03
Smart, simple and secure technology
Our secure online portal makes working with RFS easy. Submit forms, track funding, and manage everything in one place—anytime, anywhere.
04
Invoicing & payroll
Full invoicing service to your clients. Accurate and on-time payroll ensuring your candidates are always paid efficiently and compliantly.
05
Credit control
Our experienced credit control team offers an effective and friendly credit control service ensuring that we collect against your invoices without jeopardising your relationships.
06
Dedicated account managers
RFS clients are never passed from ‘pillar to post’. Each client has a specific client account manager whose sole purpose is to support the seamless running of their business.
07
Extensive management reporting
Providing clients with all relevant weekly reporting enabling them to regularly measure the performance of the business.
08
Bad debt protection
Full protection against debt within agreed credit terms. There are no additional legal fees or fee loading on overdue invoices.
09
Recruitment specialists
We understand the complexities of recruitment legislation and keep you fully informed—so you’re always compliant and never caught off guard.
RFS Protect is ideal for:
RFS Protect is perfect for start-up recruitment agencies as well as recruitment agencies of all sizes who:
- Place temporary or contract workers
- Want to eliminate cashflow delays between payroll and invoice payments
- Are looking for invoice factoring with zero financial risk
- Need a reliable funding partner who understands recruitment
Ready to get started?
Why partner with RFS?
We’re not just another funder. RFS is a long-term partner to UK recruitment agencies, offering:
- Flexible, scalable finance
- Industry-specific expertise
- Trusted, personal support
- Innovative tech through the RFS portal
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