100% risk-free recruitment funding. Protect your cashflow. Fund your growth

Flexible invoice factoring designed for recruitment agencies.

Recruitment agencies often face cashflow gaps—especially when placing temps or contractors. RFS Protect offers fast, flexible funding with full bad debt protection, advancing your invoices and managing credit control so you can focus on growing your business.

RFS Protect Recruitment invoice factoring

What is RFS Protect?

RFS Protect is our flagship fully-managed invoice factoring solution, tailored for recruitment agencies. It gives you fast access to the cash tied up in invoices—while removing the financial risk of non-payment.

We fund your invoices, manage credit control, and protect you against bad debts, delivering 100% risk-free funding for your temporary and contract placements.

What are the benefits ofRFS Protect?

Key features

01

100% risk-free funding

RFS provides truly risk-free recruitment funding—advancing cash for your weekly payroll with full protection against client non-payment. Simple, flexible, and built for recruiters.

02

No personal guarantees

We don’t require personal guarantees, long tie-ins, or minimum trading levels. Our service is flexible, transparent, and easy to use—giving recruiters a plug-and-play funding model with fair pricing and no surprises.

03

Smart, simple and secure technology

Our secure online portal makes working with RFS easy. Submit forms, track funding, and manage everything in one place—anytime, anywhere.

04

Invoicing & payroll

Full invoicing service to your clients. Accurate and on-time payroll ensuring your candidates are always paid efficiently and compliantly.

05

Credit control

Our experienced credit control team offers an effective and friendly credit control service ensuring that we collect against your invoices without jeopardising your relationships.

06

Dedicated account managers

RFS clients are never passed from ‘pillar to post’. Each client has a specific client account manager whose sole purpose is to support the seamless running of their business.

07

Extensive management reporting

Providing clients with all relevant weekly reporting enabling them to regularly measure the performance of the business.

08

Bad debt protection

Full protection against debt within agreed credit terms. There are no additional legal fees or fee loading on overdue invoices.

09

Recruitment specialists

We understand the complexities of recruitment legislation and keep you fully informed—so you’re always compliant and never caught off guard.

RFS Protect is ideal for:

RFS Protect is perfect for start-up recruitment agencies as well as recruitment agencies of all sizes who:

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Why partner with RFS?

We’re not just another funder. RFS is a long-term partner to UK recruitment agencies, offering:

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